If you have not started the estate planning process, there is no time like the present. There are multiple estate planning tools that can help you plan for your family's future and even for a time when you may become incapacitated. For example, a health care proxy will grant someone you trust the authority to make certain medical decisions for you in case you are unable to make such a decision yourself.
Another beneficial estate planning tool is a living trust. The following can provide you with some helpful information about living trusts and why you need one.